Say "Yes" to Checks. We Guarantee Coverage.

The check remains America's favorite form of non-cash payment. Yet, as a small-business owner, you're understandably worried about bounced checks and fraud.

Innovative Check Solutions allows you to safely take checks from your customers, while simplifying your check-acceptance procedures.

Protection against Bad Checks

All you do is deposit approved checks into your bank account—and we'll reimburse you for any checks returned unpaid.

• Fast Check Approvals:
  Check approvals are completed within seconds of data transmission.
• High Approval Rates:
  Our check approval rates are among the highest in the industry, translating into more sales.
• Easy Claims Process:
  Simply mail us the check and any supporting documentation. Claims are processed within 30 days.
• Advanced Authorization Technology:
  Our extensive database filters out bad check writers.

Premium Services Add Even More Protection

We offer special programs to meet the needs of specific businesses and industries.

• Multiple Checks:
  Provide flexible payment options to your customers. You can accept 2 to 4 checks from a customer and deposit them over time.
• Premium Approval:
  Can't afford to turn down ANY check sale? With Premium Approval, you'll have the highest approvals available.
• Disputed Stop-Payments:
  We'll reimburse you for disputed stop-payments—often the most difficult to collect.
• Partial Payments:
  Offer your customers the option to pay partially by check and partially by credit card or cash.
• Interest and Bank Fees:
  We'll reimburse you for all NSF bank fees on returned checks.
• Plus Sales:
  We'll even authorize checks that have been declined by another check guarantor.